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SBA Authorized Micro-Lender

SBA Microloans: Accessible Capital for Startups & Small Needs

Empowering underserved entrepreneurs and emerging businesses with institutional-grade capital and professional technical assistance.

Trusted by 500+ Local Businesses across the USA

Precision-Engineered Growth Capital

The SBA Microloan program is designed specifically for startups and underserved businesses that need smaller amounts of capital to launch or scale. Lendex USA provides not just the funds, but the technical assistance to ensure your long-term success.

$50k
Maximum Funding

Flexible capital ranges from $500 up to $50,000 for immediate operational needs.

620+
Credit Score

Accessible requirements designed to support businesses in the early or rebuilding phases.

7 Yrs
Repayment Term

Generous repayment periods that help preserve your business's monthly cash flow.

Institutional Grade Financing Details

Primary Use of Funds

Working Capital
Inventory
Supplies
Furniture
Fixtures
Machinery

Technical Assistance

Unlike standard bank loans, SBA Microloans through Lendex USA include mandatory training to help you manage your business more effectively.

  • Financial Planning
  • Marketing Strategy
  • Management Training
Learn About Training

Am I Eligible?

Tailored for startups and underserved communities, including women, veterans, and minority business owners.

Minimum Credit Score620+
Debt-to-IncomeFlexible

Estimate Your Microloan Payment

$25,000
$500$50,000
48 Months
6 Months84 Months

Estimated Monthly Payment

$604.47
Get Exact Quote

Ready to Build Your Legacy?

Lendex USA is committed to bridging the gap between small dreams and large-scale reality. Start your application today.